Does YOUR auto policy pay for a rental car?

Here are some facts about auto insurance losses in the United States:





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• Approximately 1 in 8 drivers will be involved in an accident in a given year (National Safety Council);
• Nationwide in 2005, 2 cars were stolen every minute (Better Business Bureau);
• Speed is one of the most common factors causing car wrecks (National Highway Traffic Safety Administration);
• The highest incidence of claim frequency and severity among vehicles of model year 2007, 2008, and 2009 occurred with very large luxury sport utility vehicles (Highway Loss Data Institute);
• Only 75% of all costs related to car accidents are covered by insurance (Insurance Institute for Highway Safety);
• After an accident, the average car is in the repair shop for nearly 2 weeks; and
• Nationwide, 19% of all motor vehicles involved in accidents are uninsured (Insurance Institute for Highway Safety).

So let me ask you this: if you can't drive your car after it's been involved in a wreck--or struck by a tree, or stolen, or vandalized--what are you going to do? Hitchhike to work? Take a cab? Inconvenience friends and/or family? Rent a car?

If you rent a car, who's going to pay for it--you or your insurance company?

On average, the annual cost to buy rental reimbursement coverage on your auto policy is less than the cost to rent a car for two days.

Want to know more? Just ask!